body {
    top:0 !important;
}
/* TYPOGRAPHY */
p {
    font-family: 'Open Sans', 'Helvetica', sans-serif;
    font-size: 16px;
    line-height: 22px;
    color: #333232;
}
h1, h2 {
    font-family: 'Work Sans', 'Helvetica', sans-serif;
}
h1 {
    font-size: 50px;
    line-height: 52px;
    color: #054A91;
}
h3 {
    font-family: 'Open Sans', 'Helvetica', sans-serif;
    font-weight: bold;
}
.uppercase {
    text-transform: uppercase;
}
/* ELEMENTS */
.section-wrapper {
    max-width: 1082px;
    margin: 0 auto;
}
.section-wrapper-custom {
    max-width: 1252px;
    margin: 0 auto;
}
.why-section-wrapper {
    max-width: 1250px;
    margin: 0 auto;
}
button {
    border: 0;
}
.cta {
    display: block;
    background: #43B77E;
    padding: 16px 40px;
    border-radius: 4px;
    font-size: 18px;
    color: #fff;
    font-family: 'Open Sans', sans-serif;
    font-weight: bold;
    text-align: center;
    text-decoration: none;
    margin-top: 30px;
    max-width: 100%;
}
.cta:hover {
    color: #fff;
}
.apply-button {
    width: 200px;
}
.translate-button {
    width: 274px;
    margin: 30px auto 0;
}
input {
    border-color: transparent;
}
input#privacy {
    margin-top: 4px;
    margin-right: 6px;
}
#langSelect {
    color: #333232;
    border: 2px solid #C1C1C1;
    border-radius: 2px;
    padding: 0 8px;
}
.goog-te-gadget .goog-te-combo {
    color: #333232;
    border: 2px solid #C1C1C1;
    border-radius: 2px;
    padding: 4px 8px;
}
.invalid {
    border: 2px solid #CC0303;
}
.nav-item-bold {
    font-weight: bold;
}
/* LAYOUT */
.container-fluid {
    padding: 0;
}
/* NAV */
.navbar-nav li { 
    /* margin: 0 25px; */
    margin: 0 8px;
}
.navbar-expand-lg .navbar-nav {
    align-items: center;
}
.navbar-expand-lg .navbar-nav .dropdown-toggle {
    color: #333232;
    border: 2px solid #C1C1C1;
    border-radius: 2px;
    padding: 0 8px;
}
.phone-link {
    color: #43B77E;
    font-weight: bold;
    text-decoration: none;
}
.navbar-nav .nav-item a {
    text-decoration: none;
    color: #333232;
}
.flag {
    height: 12px;
    margin-top: -2px;
    margin-right: 6px;
}
/* HOME STYLES */
.home__hero {
    /* background: url('../assets/images/home-hero-desktop.png') no-repeat; */
    background: url('../assets/images/home-hero-new.png') no-repeat;
    background-size: cover;
    height: calc(100vh - 64px);
}
.home__hero-header {
    font-size: 60px;
    line-height: 62px;
    /* color: #fff; */
    color: #000;
    text-align: center;
}
.content-centered {
    display: flex;
    align-items: center;
    height: 100%;
}
.row-centered {
    display: flex;
    align-items: center;
}
.home__hero-content {
    max-width: 588px;
    /* margin-top: 240px; */
    margin-left: 50%;
}
.home__hero-content p {
    /* color: #fff; */
    color: #000;
    text-align: center;
}
.home__hero-content .apply-button {
    margin: 0 auto;
}
/* WHO WE ARE SECTION */
.who__content {
    max-width: 610px;
    margin: 0 auto;
}
.who__wrapper {
    text-align: center;
    margin: 130px auto;
}
.who__stat-row {
    display: flex;
    align-items: center;
    width: 100%;
    justify-content: space-between;
    margin-top: 60px;
}
.who__stat-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    
}
.who__stat-item .value {
    color: #43B77E;
    font-family: 'Work Sans', 'Helvetica', sans-serif;
    font-size: 50px;
    line-height: 60px;
    margin-bottom: 3px;
}
/* PROGRAMS */
.programs__section {
    background: #EAE7E7;
}
.programs__row {
    display: flex;
    align-items: center;
}
.programs__content {
    max-width: 544px;
}
.programs__content h1 {
    color: #333232;
}
.programs__list {
    background: #fff;
    border-radius: 8px 8px 0 0;
    padding: 40px 36px;
    margin-top: 20px;
}
.program {
    display: flex;
    align-items: flex-start;
    margin-bottom: 20px;
}
.program:last-child {
    margin-bottom: 0;
}
.program .info h3 {
    font-size: 18px;
    font-weight: bold;
    line-height: 22px;
    margin-bottom: 2px;
    color: #054A91;
}
.program-img {
    margin-right: 15px;
}
.va-img {
    margin-right: 19px;
    margin-left: 12px;
}
/* WHY SECTION */
.why__section {
    text-align: center;
    margin: 130px auto;
}
.why__row {
    display: flex;
    justify-content: space-between;
    margin-top: 30px;
}
.why__row .item {
    max-width: 330px;
    margin: 0 18px;
}
.why__row .item h3 {
    color: #054A91;
    font-weight: bold;
    font-size: 16px;
    margin-bottom: 4px;
}
.why__row .item p {
    font-size: 14px;
    line-height: 20px;
}
.why__row .item .reason-img {
    margin-bottom: 18px;
    height: 140px;
}
/* SPANISH SECTION */
.spanish__content {
    padding: 104px 0;
    max-width: 824px;
    margin: 0 auto;
}
.spanish__content h1 {
    color: #333232;
}
.spanish__content h3 {
    color: #333232;
    font-size: 30px;
    font-weight: bold;
}
.spanish__section {
    background: #EAE7E7;
    text-align: center;
}
/* APPLY SECTION */
.apply__section {
   margin: 80px 0 80px; 
}
.apply__section h1 {
    text-align: center;
}
.apply__section .label {
    margin-bottom: 0;
    font-size: 12px;
    line-height: 18px;
}
.apply__form-wrapper {
    background: #EAE7E7;
    border-radius: 8px;
    padding: 40px 36px;
    max-width: 420px;
    margin: 22px auto 0;
}
.apply__form-wrapper .title {
    font-size: 32px;
    color: #333232;
    /* color: #054A91; */
}
.form-field {
    padding: 14px 16px;
    border-radius: 4px;
    font-family: 'Open Sans', 'Helvetica', sans-serif;
    width: 100%;
}
.form-select {
    padding: 14px 16px;
    border-radius: 4px;
    font-family: 'Open Sans', 'Helvetica', sans-serif;
    width: 100%;
}
.form-field-wrap {
    margin-bottom: 14px;
}
.error-message {
    font-size: 12px;
    color: #CC0303;
    display: none;
    margin-bottom: 0;
}
.hidden {
    display: none;
}
.visible {
    display: block;
}
.apply__form-row {
    display: flex;
    align-items: center;
}
.form-spacer {
    margin-right: 14px;
}
.checkbox__form-row {
    display: flex;
    align-items: flex-start;
}
/* FOOTER */
.footer__section {
    background: #333232;
    padding: 72px 0;
    color: #fff;
}
.footer__section p {
    color: #fff;
}
.footer__section h3 {
    font-size: 18px;
    margin-bottom: 26px;
}
.footer__row {
    display: flex;
    justify-content: space-between;
}
.footer__left {
    display: flex;
}
.spanish-message {
    font-weight: bold;
    margin-top: 26px;
}
.footer__column {
    margin-right: 60px;
}
.footer__section ul {
    padding-left: 0;
    list-style-type: none;
}
.footer__section ul li {
    margin-bottom: 1rem;
}
.footer__section a {
    color: #fff;
    text-decoration: none;
    cursor: pointer;
}
.footer__disclaimer-row {
    display: flex;
    align-items: flex-end;
}
.disclaimer {
    font-size: 12px;
    line-height: 18px;
    margin-bottom: 0;
}
.equal-housing {
    margin-left: 20px;
}
.copyright {
    font-size: 12px;
    text-align: center;
    margin-top: 30px;
    margin-bottom: 0;
}
.footer__social-icons {
    display: flex;
    align-items: center;
}
.social-icon {
    min-width: 26px;
    height: 26px;
    margin-right: 8px;
}
/* ABOUT PAGE STYLES */

/* ABOUT HERO */
.about__hero-row {
    display: flex;
    margin: 125px 0;
}
.about__hero-content {
    padding: 0 33px 0 0;
}
/* ABOUT FOUNDER */
.about__founder-section {
    background: #EAE7E7;
}
.about__founder-row {
    display: flex;
    padding: 90px 0;
}
.about__founder-content {
    max-width: 600px;
    padding: 0 0 0 80px;
}
.about-hero-img {
    width: 536px;
    max-width: 100%;
    height: auto;
    align-self: flex-start;
}
.founder-img {
    width: 354px;
    max-width: 100%;
    height: auto;
    align-self: flex-start;
}
/* ABOUT CTA */
.about__cta-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin: 60px 0;
}
.about__cta-row h2 {
    font-size: 32px;
    color: #333232;
    margin-bottom: 0;
}
.about__cta-row .cta {
    margin-top: 0;
}

/* MORTGAGE 101 */
/* MORTGAGE HERO */
.mortgage__hero {
    background: url('../assets/images/mortgage-hero-desktop.png') no-repeat;
    background-size: cover;
    color: #fff;
    height: calc(100vh - 64px);
    display: flex;
    align-items: center;
    justify-content: center;
}
.mortgage__hero h1 {
    font-size: 60px;
    margin-bottom: 8px;
}
.mortgage__hero h1, .mortgage__hero p {
    color: #fff;
    text-align: center;
}
.mortgage__hero .content {
    max-width: 800px;
    margin-top: 160px;
}
/* MORTGAGE PREAPPROVAL */
.mortgage__preapproval {
    margin: 96px 0;
}
.mortgage__preapproval h1 {
    text-align: center;
}
.mortgage__preapproval .options {
    display: flex;
    justify-content: space-between;
    margin-top: 30px;
}
.mortgage__preapproval .option {
    background: #EAE7E7;
    padding: 0 20px;
    border-radius: 5px;
    text-align: center;
    display: flex;
    align-items: center;
    justify-content: center;
    height: 214px;
    width: calc(33%);
    max-width: 100%;
    margin: 0 16px
}
.mortgage__preapproval .option .content h3 {
    color: #333232;
    font-size: 18px;
    margin-bottom: 0;
}
.mortgage__preapproval .option .content p {
    margin-top: 6px;
}
.mortgage__preapproval .certified {
    background: #43B77E;
    color: #fff;
}
.mortgage__preapproval .certified .content h3,
.mortgage__preapproval .certified p {
    color: #fff;
}
.mortgage__preapproval .option .content .title-row {
    display: flex;
    align-items: center;
    justify-content: center;
}
.mortgage__preapproval .content .title-row img {
    margin-right: 6px;
}
/* MORTGAGE RATIOS */
.mortgage__ratios {
    background: #EAE7E7;
}
.mortgage__ratios .ratio-row {
    display: flex;
    align-items: center;
}
.mortgage__ratios .text-content {
    width: calc(50%);
    margin-right: 80px;
    max-width: 100%;
}
.mortgage__ratios .ratio-row .content {
    width: calc(50%);
    max-width: 100%;
}
.mortgage__ratios .text-content h1 {
    color: #333232;
}
.mortgage__ratios .ratio-item {
    display: flex;
    margin: 60px 0;
}
.mortgage__ratios .ratio-item .number {
    background: #054A91;
    min-width: 25px;
    height: 25px;
    border-radius: 50%;
    color: #fff;
    font-weight: bold;
    display: flex;
    justify-content: center;
    margin-right: 14px;
}
.mortgage__ratios .ratio-item .info h3 {
    font-size: 18px;
    margin-bottom: 6px;
}
/* MORTGAGE FHA */
.mortgage__fha .fha-row {
    display: flex;
    align-items: center;
    margin: 112px 0;
}
.mortgage__fha .fha-row .info {
    width: 588px;
    max-width: 100%;
}
.mortgage__fha .benefits {
    list-style-type: none;
}
.mortgage__fha .benefits li .check {
    background: #43B77E;
    min-width: 20px;
    height: 20px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 6px;
    margin-top: 4px;
}
.mortgage__fha .benefits li .benefit {
    font-size: 18px;
}
.mortgage__fha .benefits li {
    display: flex;
    align-items: flex-start;
    margin-bottom: 16px;
}
.mortgage__cta {
    background: #EAE7E7;
}
.mortgage__cta-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 60px 0;
}
.mortgage__cta-row .cta {
    margin-top: 0;
}

/* REVIEWS */
.review__hero {
    background: url('../assets/images/reviews-hero-desktop.png') no-repeat;
    background-size: cover;
    color: #fff;
    height: calc(80vh - 64px);
}

.vertical-center {
    display: flex;
    flex-direction: column;
    justify-content: center;
    height: 100%;
}

.card-hero {
    max-width: 600px;
}

.review__hero h1 {
    color: #fff;
    font-size: 60px;
    line-height: 60px;
    max-width: 700px;
}

.review__card {
    background: #fff;
    border: 2px solid #D3D3D3;
    border-radius: 8px;
    padding: 30px;
}

.review__card h4, .review__card p{
    color: #333232;
}

.review__card h4 {
    font-family: 'Work Sans', 'Helvetica', sans-serif;
    font-size: 18px;
    margin-bottom: 6px;
}

.user-avatar {
    width: 44px;
    height: 44px;
    min-width: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #4396A4;
    border-radius: 50%;
    color: #fff;
}

.date {
    color: #9A9A9A;
    font-size: 14px;
    font-family: 'Open Sans', 'Helvetica', sans-serif;
}

.review__reviews {
    background: #EAE7E7;
    padding: 80px 0;
}

.review__reviews h1 {
    font-size: 60px;
    text-align: center;
    padding-bottom: 20px;
    /* padding-top: 74px; */
}

.review__card-wrapper {
    margin: 0 0 50px 0;
}

.review__add-review {
    background: #43B77E;
    padding: 60px 0;
}

.review-button {
    background: #fff;
    border-radius: 4px;
    padding: 10px 22px;
    text-align: center;
    font-family: 'Work Sans', 'Helvetica', sans-serif;
    font-weight: bold;
    color: #43B77E;
    font-size: 18px;
    display: block;
    margin: 30px auto 0;
}
.review__add-review h1 {
    /* color: #fff; */
    font-size: 60px;
    line-height: 60px;
}
.review__add-review h1, 
.review__add-review p {
    text-align: center;
    color: #fff;
}
.review__add-review p {
    max-width: 574px;
    margin: 0 auto;
}
.review-link {
    color: #fff;
    text-decoration:none;
}

/* LOAN OFFICER */
.loan-officer__hero {
    background: url('../assets/images/lo-hero-desktop.png') no-repeat;
    background-size: cover;
    height: calc(80vh - 70px);
}
.loan-officer__hero h1 {
    font-size: 70px;
    line-height: 70px;
    color: #000;
    max-width: 638px;
    padding-top: 100px;
}
.loan-officer__results {
    margin: 80px 0;
}
.loan-officer__results h1 {
    font-size: 60px;
    text-align: center;
}
.loan-officer__state {
    border: 4px solid #43B77E;
    border-radius: 4px;
    color: #43B77E;
    font-weight: bold;
    font-family: 'Work Sans', 'Helvetica', sans-serif;
    font-size: 18px;
    width: 230px;
    text-align: center;
    padding: 12px 0;
    margin: 15px;
    background: #fff;
}
.loan-officer__state--active {
    background: #43B77E;
    color: #fff;
}
.loan-officer__states,
.loan-officer__loan-officers {
    display: flex;
    flex-wrap: wrap;
}
.loan-officer__loan-officers {
    justify-content: center;
}
.loan-officer__loan-officer {
    text-align: center;
    margin: 15px 30px;
}
.loan-officer__loan-officer img {
    width: auto;
    max-height: 182px;
    max-width: 100%;
}
.loan-officer__loan-officer h4 {
    font-weight: bold;
    font-size: 1rem;
    font-family: 'Work Sans', 'Helvetica', sans-serif;
    margin-bottom: 1px;
    margin-top: 10px;
}
.loan-officer__loan-officer p {
    font-size: 14px;
}
.loan-officer__result-section {
    margin-top: 70px;
}
.loan-officer__search {
    background: #EAE7E7;
    padding: 60px 0 120px;
}
.search-input {
    padding: 10px 12px;
    width: 100%;
}
.search-input:before{
    content: " ";
    background: url('../assets/images/loan-officer/search.svg') no-repeat;
    width: 16px;
    height: 16px;
    display: inline-block;
}
.search-submit {
    background: #43B77E;
    font-family: 'Work Sans', 'Helvetica', sans-serif;
    font-weight: bold;
    color: #fff;
    padding: 0 22px;
    border-radius: 0 4px 4px 0;
}

.hero-logo {
    width: 380px;
    display: block;
    margin: 0 auto 50px;
}
/* TABLET */
@media screen and (max-width: 899px) {
    /* TYPOGRAPHY */
    h1 {
        font-size: 40px;
        line-height: 42px;
    }
    /* ELEMENTS */
    .section-wrapper {
        padding: 0 20px;
    }
    /* HOME STYLES */
    /* HERO */
    .home__hero-header {
        font-size: 50px;
        line-height: 52px;
    }
    /* PROGRAMS */
    .programs__row {
        flex-wrap: wrap;
    }
    .programs__content {
        padding-top: 30px;
    }
    /* ABOUT STYLES */
    .about__hero-row {
        flex-wrap: wrap;
        margin: 45px 0;
    }
    .about__founder-row {
        flex-wrap: wrap;
    }
    .about__founder-content {
        padding: 30px 0 0 0;
    }
    .about__cta-row h2 {
        font-size: 28px;
    }
    .mortgage__hero h1 {
        font-size: 50px;
    }
    .mortgage__hero {
        background-position: center;
    }
    .content-centered {
        align-items: flex-start;
    }
    .home__hero-content {
        margin-left: 15%;
        margin-top: 30px;
    }

}
/* MOBILE */
@media screen and (max-width: 499px) {
    /* TYPOGRAPHY */
    h1 {
        font-size: 36px;
        line-height: 38px;
    }
    .mortgage__hero h1,
    .review__hero h1 {
        font-size: 43px;
        line-height: 40px;
    }
    .review__reviews h1 {
        font-size: 38px;
        padding-bottom: 10px;
    }
    .review__hero h1 {
        text-align: center;
        margin-top: calc(75%);
    }
    /* ELEMENTS */
    .apply-button {
        width: 100%;
    }
    .navbar {
        padding: 14px 20px;
    }
    .content-centered {
        align-items: flex-start;
    }
    /* HOME */
    .home__hero {
        /* background: url('../assets/images/home-hero-mobile.png') no-repeat; */
        background: url('../assets/images/home-hero-new-mobile.png') no-repeat;
        background-size: cover;
        color: #fff;
    }
    .home__hero-header {
        font-size: 36px;
        line-height: 38px;
    }
    .home__hero-content {
        /* padding-bottom: 40px; */
        margin-left: 20px;
        margin-right: 20px;
        margin-top: 20px;
    }
    .why__row {
        flex-wrap: wrap;
        justify-content: center;
    }
    .why__row .item {
        margin-bottom: 30px;
    }
    /* SPANISH */
    .spanish__content h3 {
        font-size: 28px;
        line-height: 30px;
    }
    /* CTA */
    .apply__form-wrapper {
        padding: 36px 20px;
    }
    .apply__form-wrapper .title {
        font-size: 28px;
        margin-bottom: 6px;
    }
    /* FOOTER */
    .footer__row {
        flex-wrap: wrap;
    }
    .footer__disclaimer-row {
        flex-wrap: wrap;
    }
    .footer__column {
        margin-right: 30px;
    }
    .footer__section h3 {
        font-size: 16px;
    }
    .footer__section p {
        font-size: 14px;
    }
    .footer__column:last-child {
        margin-right: 0;
    }
    .equal-housing {
        margin-left: 0;
        margin-top: 20px;
    }
    /* ABOUT */
    .about__cta-row {
        flex-wrap: wrap;
        text-align: center;
    }
    .about__cta-row h2 {
        margin-bottom: 12px;
    }
    /* MORTGAGE */
    .mortgage__hero {
        background: url('../assets/images/mortgage-hero-mobile.png') no-repeat;
        background-size: cover;
    }
    .mortgage__hero .content {
        padding: 0 20px;
    }
    .mortgage__preapproval .options {
        flex-wrap: wrap;
    }
    .mortgage__preapproval .option {
        width: 100%;
        margin: 16px 0;
    }
    .mortgage__ratios .ratio-row {
        flex-wrap: wrap;
    }
    .mortgage__ratios .text-content,
    .mortgage__ratios .ratio-row .content
     {
        width: 100%;
    }
    .mortgage__ratios .text-content {
        margin-right: 0;
        margin-top: 30px;
    }
    .mortgage__ratios .ratio-item {
        margin: 30px 0;
    }
    .mortgage__fha .fha-row .info {
        width: 100%;
    }
    .mortgage__fha .fha-row {
        flex-wrap: wrap;
        margin: 60px 0;
    }
    .mortgage__fha .benefits {
        padding-left: 0;
    }
    .mortgage__cta-row {
        flex-direction: column;
        justify-content: center;
    }
    .mortgage__cta-row h2 {
        text-align: center;
        font-size: 28px;
    }
    /* REVIEWS MOBILE */
    .review__hero {
        background: url('../assets/images/reviews-hero-mobile.png') no-repeat;
        height: calc(100vh - 76px);
        background-size: cover;
    }
    /* LOAN OFFICER MOBILE */
    .loan-officer__hero h1,
    .loan-officer__results h1,
    .review__add-review h1 {
        font-size: 40px;
        line-height: 40px;
    }
    .loan-officer__hero {
        background: url('../assets/images/lo-hero-mobile.png') no-repeat;
        height: calc(100vh - 76px);
    }
    .loan-officer__state {
        width: 100%;
    }
    .hero-logo {
        width: 250px;
        margin: 0 auto 8px;
    }
}